Terms of Service

Last updated: [DATE] · Operated by [LEGAL ENTITY NAME]
Starter draft — have counsel review and finalize before launch. Replace every [BRACKETED] placeholder.

1. Agreement

By creating an account or using Carry, you agree to these Terms and to our Privacy Policy and Disclaimer. If you don't agree, don't use Carry. You must be at least 18 and able to form a binding contract.

2. What Carry is (and isn't)

Carry is a planning, journaling, and behavioral-coaching tool. It is not a broker, an adviser, or a signals service, and it does not provide financial advice or recommendations. See the Disclaimer. You are solely responsible for your trading decisions and outcomes.

3. Subscriptions, trials & billing

4. Refunds

[State your refund policy — e.g., cancel anytime; no refunds for partial periods, except where required by law.]

5. Acceptable use

Don't misuse Carry: no unlawful use, no attempts to breach security, no scraping or reselling data or outputs, no reverse engineering. We may suspend accounts that violate these Terms.

6. Your content

You own the content you create in Carry. You grant us the limited license needed to operate the service (store it, process it with our AI providers to generate your responses, and display it back to you).

7. Disclaimers & limitation of liability

Carry is provided "as is," without warranties of any kind. To the fullest extent permitted by law, we are not liable for any trading losses or for indirect, incidental, or consequential damages, and our total liability is limited to the amount you paid us in the [12] months before the claim.

8. Changes & termination

We may update these Terms or the service; material changes will be communicated. You may stop using Carry at any time; we may suspend or terminate accounts for violations or to comply with law.

9. Governing law

These Terms are governed by the laws of [JURISDICTION], without regard to conflict-of-law rules.

10. Contact

carryplanapp@gmail.com

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